Over the years, Nick has seen firsthand how poor financial strategies can significantly impact individuals and families in his community — from those on Social Security with little margin for error to high-income households who rely on disciplined, high-level financial guidance. These experiences have shaped his passion for serving clients at every stage of life and deepened his commitment to delivering thoughtful, strategic advice. Now serving as an Investment Advisor Representative, Nick brings a fiduciary mindset to every relationship. He believes financial guidance should be proactive, personalized, and rooted in education. The diversity of the families he serves motivates him to continually learn, grow, and refine his expertise so he can help clients pursue stronger financial confidence — especially those approaching or entering retirement. With the country facing a growing retirement crisis, Nick focuses each day on helping his community navigate the complexities of retirement income strategies, risk management, investment allocation, Medicare planning, insurance solutions, and estate considerations. His mission is to help clients reduce uncertainty, protect what they’ve built, and create sustainable income so they can move into retirement with clarity and purpose. Above all, Nick is driven by a desire to help families build financial security that extends beyond their lifetime — empowering them to leave a meaningful and lasting legacy. Nick lives in Fort Worth, Texas, with his wife, Katie, and their two children, Eli and Delilah. When he’s not serving his clients, Nick can be found on the golf course, mountain biking, hiking, or exploring the outdoors to stay active and fit.

Derrick Same is a Registered Financial Representative, Licensed Insurance Broker, and Co-Founder of Legacy Retirement Solutions. Since 2017, Derrick has established himself as a trusted financial professional to clients at all stages of their retirement journey. Whether planning for retirement or navigating through it, Derrick’s approach is centered on creating comprehensive plans that simplify the complexities of his clients' portfolios. A native of Appleton, Wisconsin, Derrick now calls Boyd, Texas home, where he lives with his wife, Shelly, of 21 years. Together, they have two sons, Kaleb (17) and Kyle (14). Derrick's family life is rich with activity, from spending time on their hobby ranch with 22 animals to enjoying hot Texas summers by the lake or watching his sons compete (Kyle plays hockey, Kaleb does rodeos). Derrick’s passion for financial planning is driven by his desire to enhance the quality of life in his community. He values building lasting relationships, teaching clients to be good stewards of their finances, and crafting solid retirement solutions that reduce the fear and uncertainty often associated with retirement. This commitment is reflected in his professional achievements, which include Series 6 and Series 63 licenses, FIC (Fraternal Insurance Counselor) designation, and qualification as a Million Dollar Round Table (MDRT) member. Outside of work, Derrick is an avid snow skier and a Green Bay Packers fan. His ideal vacation involves lounging on a beach or hitting the ski slopes. Looking ahead, Derrick is focused on expanding his industry knowledge, staying physically active, and launching an RIA firm in 2025 to build a financial services firm where clients and employees feel like family. Through dedication to his clients and community, Derrick continues to make a meaningful impact, helping clients secure confident financial futures.

Jacob Luman brings a deep-rooted commitment to helping his community thrive financially. With a lifelong passion for investing, saving, and financial independence, Jacob's journey into the financial services industry was a natural progression. After being encouraged by a seasoned broker/dealer representative, Jacob took the leap in early 2019 and quickly earned his financial representative and insurance broker license. Jacob's dedication to his clients goes beyond numbers and strategies. He believes that everyone—regardless of what stage of life they are in—deserves a clear and achievable financial plan. Whether helping a client find hope in what seems like an impossible retirement scenario or offering guidance to those seeking financial direction, Jacob finds fulfillment in making a tangible difference in people's lives. At the heart of Jacob's work is a genuine desire to serve. His day-to-day responsibilities focus on being readily available to his clients, developing tailored financial plans, and fostering strong relationships within the local senior communities. Jacob and his team are committed to volunteering and serving in any capacity where they can make a positive impact. When he's not helping clients secure their financial futures, Jacob enjoys an eclectic mix of hobbies. From reading Tolkien and C.S. Lewis to engaging in competitive sports like wrestling and playing board games with friends, Jacob's interests are as diverse as his approach to financial planning. A fan of the Dallas Cowboys and a lover of classic country, rock, and gospel music, Jacob finds joy in life's simple pleasures. Jacob's philosophy is simple: Success is found in serving others. By guiding his clients on their financial journeys, Jacob Luman is not just a financial professional but a trusted partner committed to ensuring a brighter future for those he serves.

Chris Lee McCarley brings extensive experience from the corporate world, where he led the development of fintech applications for many years. With a solid background in Artificial Intelligence, Chris is enthusiastic about integrating the latest AI innovations to enhance the agency’s offerings and client solutions. A seasoned motivational and business speaker, Chris has inspired audiences with his insights on productivity and work-life balance, as well as AI. He is the author of Less Is The New More, a book that explores modern mindsets for achieving success through simplicity and focus. His core philosophy embraces the "Less Is More" mindset alongside the 80/20 principle, dedicating himself to helping clients cut through the complexity.  Chris aims to curate the often overwhelming world of investing and insurance to provide people with the best plans and products.   And provide them with a holistic retirement plan which truly moves the needle to meet their individual needs. ​ Chris was born in Ohio farm country and has also lived in Canada and Florida, but he has called Texas home for many years and truly considers it his own. He resides in Decatur, TX with his wife Lisa and enjoys a variety of hobbies including obstacle course racing, playing guitar, and songwriting. As a hobby singer-songwriter, Chris has written and released music and performs at local venues, blending his creative passions with his professional life.​​​

Paula Wolfe brings energy, experience, and empathy to her role as an agent, driven by a deep passion for helping people make the most of their money—especially in retirement. After starting her career part-time in 2006 while navigating her own father’s estate, Paula quickly discovered how powerful financial strategies could be when guided by the right advisor. Her work in reverse mortgages, annuities, and income solutions fueled her commitment to supporting seniors, and today, she proudly brings that same commitment to the families she serves. Based in Justin, Texas, Paula recently retired from a 27-year corporate career as a Project Manager at Abbott Labs, where she earned a Director’s Award for developing a Disaster Recovery Plan for server systems. Now, she’s returned to the work she loves: helping others feel confident and prepared for the years ahead. Paula holds licenses in Life & Health Insurance and is also a licensed Mortgage Loan Officer in Texas. Outside the office, Paula enjoys life to the fullest. Whether she’s traveling to beach destinations, running her favorite trails, hiking (snakes permitting!), or riding cross-country on her Harley with her husband Tom, she’s always seeking adventure. The couple shares three grown children—Chasity, Chad, and Jamie—and five grandchildren, including a set of twin toddlers who live right across the street. Family, faith, and fitness keep her grounded, and her mornings often begin with twin duty, Bible study, and the gym before she transitions into her day of serving clients and communities. With a sharp mind for math, a plaque on the wall commemorating her golf hole-in-one, and the experience of running her first 5K at 46, Paula brings that same determination and enthusiasm to helping others navigate their financial journey. Her goal is simple: to help clients feel unburdened, informed, and ready for a fulfilling future.